Deal analyzer

Run the numbers

Property

Acquisition

$
%
$
$

Financing

%
yr

Income

$
$

Expenses

$
$
$
%
%
%

Offer strategy

$
%
x
%
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Deal summary

Preliminary · Rental — marginal on Rental deal

Rental deal is being underwritten as a rental and currently sits at "New Lead". The model returns monthly cash flow of $57. It cash flows, but debt coverage of 1.04 is under your 1.25 minimum.

Offer strategy: open at $172,885, aim to land at $186,637, and walk away above $196,460. The ceiling comes from the minimum cash-on-cash.

No condition detail has been captured yet — walk the property before committing to a price.

Preliminary analysis · Low confidence (5% of underwriting inputs captured). 0 inputs are known, 2 estimated, and 37 still unknown — notably repair budget, foundation / structural, liens & title, property address. Treat these numbers as preliminary until the gaps are closed.

  • Opening offer $172,885
  • Target price $186,637
  • Max purchase price $196,460
  • $57/mo cash flow · 1.1% cash-on-cash
  • Preliminary analysis · Low confidence
  • Not assessed

Next steps

  • Verify roof, hvac, electrical.
  • Fill in Property Condition — the repair budget is $0 until you do.
  • Capture seller contact details and motivation.
  • Ask the seller: What repairs does the property need that you know about?
  • Ask the seller: Any foundation cracks, settling, or structural repairs done?
  • Ask the seller: Are there any liens, back taxes, judgments, or probate issues on the title?

Analysis confidence

Low confidence

Preliminary analysis

Address and basic property data only. Values are ballparks until you add photos, comps, and condition detail.

Preliminary → Photo → Full · 5% of underwriting inputs captured

Known
0
Estimated
2
Unknown
37

Confidence measures how complete your data is — not whether the deal is good.

Preliminary · Marginal

It cash flows, but debt coverage of 1.04 is under your 1.25 minimum.

37 inputs are still unknown — treat these numbers as a preliminary read.

Preliminary offer range

Minimum cash-on-cash
Opening offer
$172,885
Target price
$186,637
Max purchase price
$196,460
Walk away above
$196,460

Offer basis: 5% below the minimum cash-on-cash ceiling

  • · Seller asking price is unknown — the ladder falls back to the percentage-below-ceiling model.

Seller asking price is unknown — the range above is driven entirely by the property, not by what the seller wants.

Mortgage balance unknown. It only affects whether the seller can accept, not whether the property works.

Max offer calculations

Price at $200/mo cash flow· Satisfied above the binding ceiling$222,531
Price at 8.0% cash-on-cash· Binding constraint — sets the ceiling$196,460
Price at 1.25 DSCR· Satisfied above the binding ceiling$208,861

Monthly cash flow

$57

Cash-on-cash return
1.13%min 8.0%
Cap rate (purchase price)
6.50%NOI ÷ purchase price
All-in cap rate
6.37%NOI ÷ (purchase + rehab)
DSCR
1.04min 1.25
Annual cash flow
$690
NOI (annual)
$16,256
Total cash needed
$61,000
1% rule
0.88%Below 1%
Loan amount
$200,000
Recommended max price
$196,460Binding constraint: minimum cash-on-cash

Where the money goes

Gross monthly income
$2,200
Vacancy
-$110
Maintenance
-$176
Management
-$176
Property taxes
-$267
Insurance
-$117
HOA
-$0
Mortgage payment
-$1,297
Net monthly cash flow
$57